Running the houses has lost $22,233.92 since purchase and the market added an estimated $34,650.00. A sale today would land at −$11,362.92 after $23,779.00 to buy, refinance and sell.
You put in$132,900.00Paid out so far$20,000.00Held22 and 15 months
Earned, last 12 months218 Larkspur Avefrom the books
−$19,163.49
−26.1% of the $73,400.00 put in · 11.7% from cash alone
11.7% from cash alone
$8,584.09 cash kept−$27,747.58 principal paid down
73 Juniper Lane−$1,299.58last 12 months, −2.2% of the cash put in
If we sold today · estimateValue sources (3)
218 Larkspur Ave
RedfinSep 1
$334,800.00
ZillowSep 1
$331,200.00
Fulton Credit UnionJul 23
$330,000.00
Average used
$332,000.00
73 Juniper Lane
RedfinSep 1
$283,900.00
ZillowSep 1
$281,400.00
Magnolia Home Loans
no value yet
Average used
$282,650.00
−$11,362.92
+$25,516.08 before the 6% cost to sell
−$14,417.92Lowest value on each
−$7,555.92Redfin, highest
$166.01 over break-even on 218
Where it came fromboth houses
from the booksestimate
Running the house−$22,233.92
Cash kept+$978.30
Principal paid−$23,212.22
The market
Value change+$34,650.00
Buying, refinancing and selling−$23,779.00
Cost to buy−$12,700.00
Refinance+$25,800.00
Cost to sell, 6%−$36,879.00
If we sold today−$11,362.92
Where it came from
from the booksestimate
218 Larkspur Ave
73 Juniper Lane
Running the house
The market
Buying, refinancing and selling
Cash kept
Principal paid down
Value change since purchase
Cost to buy
Refinance costs
Cost to sell, 6%
If we sold today
+$6,844.18
−$25,768.13
+$20,000.00
−$6,800.00
+$25,800.00
−$19,920.00
+$156.05
−$18,923.95
−$920.00
−$5,865.88
+$2,555.91
+$14,650.00
−$5,900.00
$0.00
−$16,959.00
−$11,518.97
−$3,309.97
−$22,859.00
Month by month
cash keptcash lostprincipal paid
218 Larkspur Ave
73 Juniper Lane
Month by month
cash keptcash lostprincipal paid
218 Larkspur Ave
73 Juniper Lane
What to watch
218 Larkspur Ave
73 Juniper Lane
What to watch
218 Larkspur Ave
73 Juniper Lane
Rooms let today
2 of 3
2 of 3
Monthly rent roll
$2,150.00
$2,100.00
Rent minus running costs
$24,980.99last 12 months
$20,476.72last 12 months
Mortgage coverage
1.52×1.00×
1.20×1.00×
Empty room-months it can absorb
about 9a year
about 9a year
Rooms let today
2 of 3
2 of 3
Monthly rent roll
$2,150.00
$2,100.00
Rent minus running costs
$24,980.99last 12 months
$20,476.72last 12 months
Mortgage coverage
1.52×1.00×
1.20×1.00×
Empty room-months it can absorb
about 9a year
about 9a year
12-month detail: rent collected $35,549.11 and $30,489.50, two leases end soon, the first Nov 19, 2026
Rent collected
$35,549.11
$30,489.50
Running costs
$10,568.12utilities $4,527.72, taxes $3,120.44, insurance $1,480.00, upkeep and other $1,439.96
$10,012.78utilities $4,548.72, taxes $2,685.10, insurance $1,295.00, upkeep and other $1,483.96
Share of rent on running costs
29.7%
32.8%
Rent paid by an owner, today
-
-
Lease ending soon
1 leaseMaster Bedroom, Nov 19, 2026
1 leaseRoom w/ Shared Bath, Dec 31, 2026
Rent collected
$35,549.11
$30,489.50
Running costs
$10,568.12utilities $4,527.72, taxes $3,120.44, insurance $1,480.00, upkeep and other $1,439.96
$10,012.78utilities $4,548.72, taxes $2,685.10, insurance $1,295.00, upkeep and other $1,483.96
Share of rent on running costs
29.7%
32.8%
Rent paid by an owner, today
-
-
Lease ending soon
1 leaseMaster Bedroom, Nov 19, 2026
1 leaseRoom w/ Shared Bath, Dec 31, 2026
For the record: 218 annual return 0.1%, multiple 1.00× · 73 annual return −14.2%, multiple 0.81×
218 Larkspur Ave
73 Juniper Lane
Annual return
0.1%a year at the average value, held 22 months, −1.4% to 2.2% across the value range
−14.2%a year at the average value, held 15 months, −15.7% to −12.8% across the value range
Multiple
1.00×1 + ($156.05 ÷ $73,400.00)
0.81×1 + (−$11,518.97 ÷ $59,500.00)
Annual return
0.1%a year at the average value, held 22 months, −1.4% to 2.2% across the value range
−14.2%a year at the average value, held 15 months, −15.7% to −12.8% across the value range
Multiple
1.00×1 + ($156.05 ÷ $73,400.00)
0.81×1 + (−$11,518.97 ÷ $59,500.00)
Both houses together: multiple 0.91×, 1 + (−$11,362.92 ÷ $132,900.00). No combined annual return, because the houses were held for different spans.
Check the inputs: 2 items, 73 Juniper Lane has no lender value yet, so its value averages two sources
73 Juniper Lane has no lender value yet, so its value averages two sources. Open properties
28 ledger rows across both houses have no category, so none of them are counted in these figures. Review in the ledger